Review the debts
We review the unsecured consumer debts you identify and whether your request fits this limited service. The written agreement identifies the debts and work included.
ONLINE DEBT NEGOTIATION · TENNESSEE
Debt is stressful.
Let’s talk about
what comes next.
I help people in Tennessee review unsecured consumer debts and attempt to negotiate settlements with creditors and collectors. Creditors decide whether to participate or accept an offer. A settlement is never guaranteed.
A free debt review. Online-only services. No court appearances.
HOW I CAN HELP
A clear plan for
attempting a settlement.
This is a remote creditor-negotiation service. It does not include lawsuit defense, court appearances, or bankruptcy services.
Attempt negotiation
I contact the agreed creditors or collectors and attempt to negotiate settlement terms. They may decline to negotiate or reject an offer. No settlement, savings, or timeline is promised.
You decide on offers
I explain any offers received so you can decide whether to accept. You approve every settlement before it is accepted. Attorney fees are separate from any payments to creditors.
KNOW THE FEES UP FRONT
Clear pricing.
A defined scope.
Debt-negotiation fees are based on the total unsecured debt included in the agreed scope. They cover the agreed work to attempt settlement, not a promise that a creditor will settle. Your written agreement confirms the final fee and payment terms before work begins.
Debt-settlement attempts
Over $60,000 in debt? Let’s discuss a custom quote.
A STARTING POINT
Estimate your negotiation fee
This estimates only the attorney fee for debt-settlement attempts. Payments to creditors and other expenses are separate. No lawsuit representation is included.
The published ranges overlap at $15,000 and $30,000. This preview uses the lower fee at each shared boundary; the final fee is confirmed in the written agreement.
$0$100,000
Estimated negotiation attorney fee$1,500
Debt-settlement attempts: $1,500. No settlement or savings are guaranteed.
WHAT HAPPENS NEXT
One step at a time.
Talk it through
Start with a free debt review by phone. Tell me about the debts and any deadlines. Court matters require separate counsel.
Put it in writing
If the request is accepted, confirm the listed debts, negotiation scope, fee, and payment terms in a written agreement.
Attempt a settlement
Once the engagement and needed information are in place, I contact creditors or collectors within the agreed scope and attempt to negotiate.
Consider each offer
You decide whether to accept any offer received. A creditor may refuse to negotiate or settle, and no result is guaranteed.
FAIR QUESTIONS
Let’s clear
a few things up.
Will you defend a lawsuit or go to court for me?
No. TSR Law provides online-only services and does not offer court appearances, lawsuit defense, or bankruptcy services. If you have been sued, seek separate counsel promptly. Settlement discussions do not pause or extend court deadlines.
Will everyone stop calling me?
There is no promise that every creditor or collector will stop calling or collecting. Any letters and negotiation efforts are limited to the debts and services in the written agreement.
Can you guarantee a settlement or savings?
No. This service is an attempt to settle debt. Creditors and collectors can decline to negotiate or reject proposals. No settlement, debt reduction, savings amount, or completion date is guaranteed.
Do I have to accept an offer?
No. You approve every settlement before it is accepted. I explain offers received, and you decide whether the terms work for you.
Do you take a percentage of my debt?
No. The attorney fee is a flat fee by debt tier, with a custom quote for debt over $60,000. Creditor payments and other expenses are separate. The written agreement confirms the scope, fee, and payment terms; the fee does not guarantee a settlement.
How do we work together online?
We handle the review, communication, and negotiation remotely, with no office visits. Contact the firm to discuss communication arrangements. The online intake and portal are currently a testing pilot; use fictional information only.
START WITH YOUR DEBT QUESTIONS
Start with
a conversation.
Tell me about the debts you would like help negotiating. Court appearances and lawsuit defense require separate counsel; do not wait for this firm to respond before addressing a court deadline.
(423) 361-8723Travis Russell
TSR Law
Based in Goodlettsville, Tennessee · Online-only services
travis@tsrlawpractice.com